TRUE ACCIDENT FORGIVENESS!

DEFEAT ACCIDENT DEPRECIATION

Even if fully repaired, vehicles involved in accidents suffer depreciation of
30% OR EVEN MORE !

ValueShield® is a new and innovative, patent-pending F&I product designed to help protect customers from the negative financial effects of diminished value.

ValueShield® is not insurance. It’s a simple and convenient way to get up to $5,000 or $10,000 more for your vehicle when you decide to trade it in or sale, if it has been in an accident. Please ask your dealer for more information about ValueShield® today.

Diminished value refers to the loss of value that occurs when a vehicle has been involved in an accident. Think about it…would you want to buy a car if you knew it had been wrecked? Of course you wouldn't and neither would most people. That’s why even a properly repaired vehicle can lose 30% or more of its trade-in value.

The use of VIN history services such as CARFAX® provide transparency into a vehicle’s history and often results in diminished value when there is evidence of a previous accident. And although auto insurance will pay to repair a vehicle, auto insurance will not protect the value of the vehicle. That’s where ValueShield® steps in…

ValueShield® is a simple and INEXPENSIVE way to PROTECT the value of your vehicle.

FACT: Accidents happen...it's a part of life. FACT: Once damaged, even a properly repaired vehicle can lose up to 30% of its value. This loss of value is called diminished value. FACT: Diminished value occurs whether the accident is your fault or not. FACT: Insurance will pay to repair your vehicle, but will not protect its value. FACT: There are generally fewer buyers willing to purchase vehicles that were in accidents. FACT: You're more likely to want to trade in your vehicle after it's been in an accident. Think about it…would you want to buy a car if you knew it had been wrecked?

LOSS OF VALUE

Unfortunately, once your vehicle has been in an accident it's worth less money - as much as 30% less - even if the accident wasn't your fault. This loss of value is called diminished value. And, while auto insurance will pay to repair your vehicle, auto insurance will not protect the value of your vehicle. This is why you need ValueShield®. Your Vehicle's "Report Card" With services like CARFAX® - that report on a vehicle's history - it's very easy for the next buyer to know whether your vehicle has been in an accident. This can make it difficult to find a buyer for your vehicle. It's a big problem that affects millions of people every year. This is why you need ValueShield®. Example of how ValueShield® works: Trade-in value of your vehicle before an accident $18,000 Trade-in value of your vehicle after an accident: Without ValueShield® $12,000 With ValueShield® $18,000 (For illustrative purposes only. Individual experiences may vary.)

Get peace of mind with ValueShield®

ValueShield® costs just pennies a day. ValueShield® works with your dealer to help increase the trade-in value of your vehicle by up to $10,000.* Finding a buyer for a previously wrecked vehicle can be difficult and inconvenient. But not if you have ValueShield®. Ask your dealer about ValueShield® today. *Programs of $5,000 and $10,000 available.

Can be sold on EVERY transaction - FINANCE, CASH, & LEASE DEALS (Regardless of age of vehicle/mileage), ALL VEHICLES (New/Pre-Owned).

Can be sold at point of sale OR any time after the purchase (i.e. service drive, customers vehicle at home, etc.)

Great closing tool; low price point and great for RETENTION and VALUE.

Brings customer back to ORIGINAL DEALER when they are ready to buy another vehicle.

Increases ACV of trade-in ALL the time when accident(s) has occurred.

Reduces or eliminates negative equity that often results from diminished value/improves the chances of selling another vehicle substantially as well as reducing the "over allowance" just to make a car deal.

Perfect complement to GAP, creates a "Total Financial Protection Package" or "GAP Wrap". (Ask us about our innovative approach in reducing GAP cancellations anticipated to exposure due to GAP being a term policy).

Increases ACV up to $5000 or $10,000 allowing the customer to buy a vehicle and make them close to or consistently "whole".

"PROTECTS" the cash customer's investment in the likelihood of an accident. "PROTECTS" their own money which their current insurance provider DOES NOT.

Allows for a lease customer, whom has an accident, and rarely has the opportunity to get out of the lease, a valid chance; added "PROTECTION".

Everyone has either been involved in an accident or knows someone who has; great RAPPORT builder.

GAP has a 7% national chance of being claimed due to an accident, along with over a 75% chance of being cancelled and charged back due to being a term policy. ValueShield® can be claimed the 93+% and customer MUST return to you. (TOTAL LOSS THRESHOLD IN STATE OF TEXAS IS 100%). GAP offers ZERO RETENTION.

Very few products, if any, currently offered in your portfolio of products are applicable and relateable in EVERY transaction. Ask yourself, who would not want "Accident Forgiveness at the dealer level".